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There are many benefits of filing a claim. Filing a claim will allow you to get medical treatment and insurance reimbursement of money owed to you after an accident. Often time most people neglect their care and won’t file a claim. They realize later on that the have to spend money out of pocket to replace property damage and their healthcare. For example, insurance company will only pay for the market value of your car, but your debt to bank may not be covered. In addition, you may have to come down with additional moneys for a down payment of a replacement vehicle.
Call us today 713-480-6254 or email us: americanainjury@yahoo.com
File Personal Injury Protection first and un-insure UIM clause.
The benefit of the claim filing is that the patient can consult with the medical provider directly through PIP and settle out of the UIM policy.
-Chiropractic or Medical treatment from PIP policy
-$1900 pay direct to provider settlement from UIM
-$500-$1500 for settlement
This will be adequate if the patient has no disability, future cost, extensive treatment, or diagnostic is established.
It’s also Ideal for one-time care at Urgent care or initial hospital care.
Suitable for light claims with small property damage and no evidence of prolonged disability.
OPTION 1
Filing UIM first and PIP
With this method, the settlement to the patient can be up to 10k-20k. Some of the initial money can be paid to the patient within 3 weeks.
-UIM Limits are 30-100k
-PIP= $2500-$5000
-Total= $32,000-$35,000
This is on the condition that the patient attends treatment, finding of diagnostic, and future disability
This will require an attorney to manage the money. Attorney has a license. An attorney can redistribute funds for their clients and servicer.
This situation is suited when the patient is not at fault but has full covered with major injuries like prolong lower back pain or prolong injury with possible surgery or evasive treatment
The third Filing option is when you are not at fault.
This type of filing is when the other vehicle is at fault but there is not any other coverage.
OPTION 2
The third option is when the accident is the other person's fault.
Because third person claim does not pay to the provider but only settle to the patient. That means that the medical bills are not secure.
The patient is limited to medical care and Benefits.
We can only allow 3 visits or up 1000$ of care.
Then the patient is asked to pay an $80 deductible per visit.
The other option will utilize an attorney. With the attorney, the following can be used:
-The opposing patient insurance: 30-50k +
-Need to prove up damages will be difficult
-Can use the patient’s own insurance if the injury and disability is severe. Add $30,000.
Simple Personal Protection Insurance
Personal Protection insurance can be filed regardless of fault. The medical claims will be paid to the provider.
OPTION 3
With more than 20 years of Accident Injury Experience.
Let us create GREAT SETTLEMENT STORIES. Let’s file that claim.
An auto accident can leave a long lasting disability to your neck and lower back. Because of the high speed and force into your body. Your neck, back, and other extremities may suffer long-lasting injury. For that matter, you will require proper treatment to the spine and lower joint to prevent disability. After a vehicle accident, the most important thing is your health and well-being. Without this, our quality of life is diminished. At Americana Injury we have a network of medical and chiropractic specialist to treat your injury. We can file a claim with your insurance company.
Auto accident injuries can have significant long-term effects on our life. These injuries typically are overlooked because claimant tends to want to settle there claim quickly. As a result, injury such as spinal disc injury and joint injury will ultimately lead to degenerative changes and disease that may be debilitating later. It’s important and the key to identifying your injury, treat your injury and get the most for your injury and future medical care.
Communication with your insurance or the liable carrier is on your bodily damage and future benefits. Auto accidents and injury claims are the best to handle by a team of professional that is experienced in the industry. Our experience with handling these claims will provide give most assurance to your settlement success.
We have a community of attorney that has success mediating and litigating for great settlement. We have a community of medical provider and specialist to treat your injury. We have pain management services to reduce pain and inflammation.
Most insurance company will likely offer you the money in advance because you have a credible case which may escalate.
By taking the money, you may waive your rights to have an additional medical coverage and benefits. you may want to obtain adequate treatment before signing off on the agreement.
The waiver is legal document to waive you rights to pursue any addition document. Best solution is to consult a physician for additional care and accurate diagnoses this may increase your benefit. If Left untreated, an injury may lead to serious degenerative joint disease.
In very rare circumstances, you won’t incur any injuries in a car accident. These accidents happen when a car is bumped and doesn’t suffer major damage. There is usually no police report or insurance claim, just an “oops.”
However, the vast majority of car accidents involve injuries that require treatment. Victims often feel like they don’t have any injuries to report, and they may not want to bother anyone with their injury. This situation can be made worse by the fact that the insurance company wants to minimize what it pays out, and will often act as your “friend” who discourages you from seeking compensation.
A good rule of thumb is this. If your car was “injured or damaged”, scratched, broken, dented, or bent, then chances are pretty good that you were too. It costs nothing to get checked out. However, foregoing treatment could affect you for the rest of your life.
If you want to get non-emergency care right after your car accident, you should find a doctor who specializes in car accident injuries.
Americana Injury Clinic has multiple clinics throughout the Houston, Texas area with a variety of specialized physicians who are experts in treating car accident injuries.
Different types of doctors are available to treat you, and they will all work together to provide you with the best possible care.
The three biggest causes of car wreck accident injury are: Collision with another vehicle – This type of crash happens when a driver’s speed and ability to control the vehicle is compromised.
As in, they’re driving too fast or not paying attention to what’s happening on the road. Collision with an object – Another common cause of car crash injuries is colliding with something in the roadway. It could be another vehicle, a pedestrian, or anything else that occurs while you’re driving down the street.
T-bone collision – A T-bone collision occurs when two vehicles collide head-on at perhaps 45 miles per hour (about 70 kilometers per hour). The impact of this kind of collision is very severe, causing most injuries sustained in car accidents.
The first thing that you should know about a car accident is that it can be devastating. A collision with another vehicle or even an object on the roadway can cause injuries to your body, limbs, internal organs, and more.
If you are injured in a car accident, it’s important to get medical care right away to ensure recovery and minimize any long-term effects. Car accidents can cause severe injuries that range from spinal cord injuries to broken bones and burns.
The severity of an injury may not be immediately obvious. Victims may experience pain, numbness, tingling and fogginess in their legs or arms, blurred vision, and impaired balance.
There are many different types of accidents, including motor vehicle accidents. The most common car accident injuries include whiplash, or neck injury; brain and head trauma; back injury; hip fracture, and bone fractures.
These can all be prevented with a comprehensive safety program that includes training for safe driving habits and the use of proper restraints in vehicles as well as personal protective equipment to prevent further injuries from occurring after an incident has taken place.
A car accident can occur at any time, even when you aren’t the driver or the occupant. There are many different types of accidents that can injure people in cars. Adult pedestrians involved in auto crashes are more likely to suffer serious injury than children.
About two-thirds of pedestrian deaths are caused by motor vehicle collisions (MVCs), and half of all pedestrian fatalities occur during daylight hours on roads with posted speed limits greater than 40 mph. Because MVCs account for most pedestrian fatalities, they also account for most nonfatal injuries.
Approximately 75% of child pedestrians injured in auto crashes sustain noncervical injuries such as head trauma, broken bones, lacerations, and internal bleeding.
These injuries result from the high speeds maintained by drivers on blind curves, narrow bridges, and overpasses across major thoroughfares, school zones, and playgrounds; the lack of adequate sidewalks; poor lighting conditions; poor roadway pavement quality; failure to yield right-of-way at crosswalks or intersections; obstructed sightlines due to trees, tall buildings or utility poles blocking drivers’ view ahead; following too closely behind another vehicle which impedes their ability to see traffic around them; limited brake/breakaway distance if an automobile stops suddenly since there is little margin before striking a curb or other object obstructing their path while traveling at highway speeds.
Call us today 713-480-6254 or email us: americanainjury@yahoo.com
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