Workers’ compensation is a state-regulated insurance program that pays medical bills and replaces some of the lost wages an employee experiences as a result of being injured or having work-related diseases or illnesses. In most cases, workers’ compensation benefits are mandatory for employers who have at least one employee. Workers’ compensation benefits are also available to certain employees who have been injured while performing their job duties, including independent contractors.
Workers’ compensation is usually not available to individuals who are self-employed. However, many states have laws that allow self-employed people to receive workers’ compensation benefits if they are injured while performing their job duties. Workers’ compensation benefits usually last for around two years, but they can be extended if the injury continues to cause significant
Workers’ compensation will cover medical bills for injuries or illnesses that occur while an employee is performing their job. This coverage can be important because it can help to provide financial assistance for medical expenses that may be related to the job. The benefits provided by workers’ compensation can vary depending on the state in which the employee resides, but generally, they will include reimbursement for expenses such as doctor bills, hospital stays, and prescriptions. In some cases, workers’ compensation may also provide financial assistance for rehabilitation services.
